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Reddit · Email ... Another option you can try is to call the business's customer support department and ask for a goodwill adjustment by phone.

I haven't used or had a balance on my discover card in 3-4 years. I just got an email from them saying that I have a $63 courtesy adjustment ...

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My spouse and I both got a $10 "courtesy adjustment" from Discover on February 1, though pretty sure it didn't show up until today.

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You can ask your credit card issuer to adjust your due date. Some banks ... (Screenshot courtesy of Chase). Bottom line. The points and miles ...

Suddenly I receive a statement for my longtime closed account with them showing a $-60 balance as a courtesy adjustment. And I'm pissed all over ...

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In the event you do find a mistake as described above, then ask the creditor for a courtesy removal of the late payment, since they're required to report ...

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Discover waives up to $2 (in my experience). Yes, you can pay your balance down to $2, and they'll waive the rest.

Luckily, Discover won't increase your APR – but they will report missed payments to the credit bureaus, which will hurt your credit score.

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